Best Real Estate Crowdfunding Platforms

Real Estate Offering Update: CityVest Has Launched Catalyst Access Fund With 20%-25% Target Annual Returns (Accredited Investors Only).

Real Estate can play an important part in your investment portfolio. The connective power of the internet now makes real estate investing more obtainable — even if you don’t have much capital. Real estate crowdfunding platforms allow you to connect with other investors and pool your money to purchase property for passive real estate income. 

Paths previously restricted to accredited investors were opened by new guidelines from the Securities and Exchange Commission (SEC) in 2016. Current rules allow investors to share capital for collective property investment of all types. Check out our guide to learn more about real estate crowdfunding and find the best real estate crowdfunding platforms.

Real Estate Crowdfunding Platforms:

Best ForPlatformOpen to Non-Accredited Investors?Minimum Investment
Access to Institutional FundsCityVestNo$25,000
Rental PropertiesArrived HomesYes$100
Multifamily Real EstateRealtyMogulYes$5,000
Commercial Real EstateCrowdStreetNo$25,000
Grocery-Anchored Real EstateFirst National Realty PartnersNo$50,000
Real Estate NotesGroundfloorYes$10
High DividendsStreitwiseYes$5,000

Best Real Estate Crowdfunding Platforms

Our top picks are online platforms that have led the surge in real estate crowdfunding. 

1. CityVest

CityVest provides accredited investors unique access to institutional real estate investment opportunities with investment minimums starting at $25,000, compared to the usual six-figure investment typically required to access these types of deals.

CityVest does this by pooling multiple investor contributions into one bundle large enough to satisfy the minimum investment requirements of the top institutional real estate funds that are otherwise unavailable to individuals.

In addition, CityVest only works with institutional funds that have auditors and administrators. Each offering has a third-party due diligence report verifying the investment manager’s information to make the investment as safe as possible. Given CityVest’s pooled investment size of $5 million, they not only gain access to institutional private equity funds, but they also are able to negotiate better investment terms, usually in the form of a higher preferred return and a more attractive profit split.

get started securely through CityVest’s website
Disclosure: Must be accredited investing a minimum of $25,000.
Fees
0.75%
Minimum Investment
$25,000
1 Minute Review

CityVest is a web-based real estate investment platform that was established to give small-to-medium-sized investors access to real estate investment opportunities that typically require 6-figure minimum investments. CityVest does this by pooling multiple investor contributions into 1 bundle large enough to satisfy the minimum investment requirements of the best institutional private equity real estate investment funds.

Best For
  • Individual investors seeking access to institutional investments
  • Experienced investors looking to diversify their portfolio
  • Investors seeking investments with strong due diligence and screening
Pros
  • Access to high-performance institutional funds
  • High returns
  • Intense vetting of investment opportunities
  • Third-party due diligence on all funds
  • No registration needed to review investment opportunities
  • Quarterly distributions
Cons
  • Only available to accredited investors
  • Not a lot of investor control of fund options

2. Arrived Homes

Fintech Awards Listmaker for Best Alternative Investments

Arrived Homes is one of the newest and fastest growing crowdfunding platforms on the internet. The company allows non-accredited investors to buy shares in carefully selected rental properties.

The minimum investment is only $100, making it easy to start earning passive income from real estate and to diversify across multiple properties. Investors simply collect quarterly dividends from their properties while waiting for the asset to increase in value over time. Arrived Homes takes care of finding tenants as well as all of the management responsibilities.

Get Started securely through Arrived Homes’s website
Fees
1% asset management fee
Minimum Investment
$100
1 Minute Review

Arrived Homes is a real estate investment platform that focuses on building wealth through investing in rental properties. While most real estate platforms and REITs focus on commercial properties, Arrived Homes focuses on single-family homes as its source of rental income.

This focus on smaller properties allows Arrived Homes to sell ownership shares on individual properties to non-accredited investors with buy-ins as low as $100. Learn more about Arrived Homes with Benzinga’s review.

Best For
  • Small- to medium-sized investors
  • Investors interested in rental income
  • Investors looking to diversify
Pros
  • Buy-ins as low as $100
  • Open to non-accredited investors
  • Offers ownership shares in real property (and all the tax benefits)
  • Multiple ways to earn dividends (rental income and property appreciation)
  • Great way to diversify portfolio
  • Open to self-directed individual retirement accounts (IRAs)
Cons
  • Long hold periods
  • No secondary market to liquidate shares

3. RealtyMogul

RealtyMogul offers a variety of institutional-quality real estate offerings, but it stands out with its selection of multifamily real estate investments in some of the hottest markets throughout the country.

The platform is also one of the few that has investment options for non-accredited investors. While direct investments are only available to those that meet accredited investor requirements, non-accredited investors have access to the two RealtyMogul-sponsored non-traded REITs, each with a diverse portfolio of quality assets.

get started securely through RealtyMogul’s website
Fees
Vary based on investment type
Minimum Investment
$5,000
1 Minute Review

This unique online platform enables investors to handle the entire commercial real estate investing process right from their RealtyMogul dashboard. With rigorously vetted property listings, expertly managed REITs, and a commitment to providing top-notch service and support to its members, RealtyMogul makes commercial real estate accessible to everyday investors.

Best For
  • Newer accredited investors who want access to pre-vetted properties
  • Non-accredited investors seeking consistent cash flow from well-managed REITs
  • Experienced real estate investors who want access to deal-specific information that allows them to perform their own due diligence more easily.
Pros
  • Do everything from finding the investment property through to signing the legal documents and monitoring your portfolio, all in one platform.
  • All properties are pre-vetted through RealtyMogul’s transparent and rigorous due diligence process.
  • Investment minimums as low as $5,000
  • Keep track of investments with regular updates posted directly to your dashboard
  • Automated investing
Cons
  • Individual property marketplace is only open to accredited investors
  • Does not offer portfolio management

4. CrowdStreet

Fintech Awards Listmaker for Best Alternative Investments

CrowdStreet is the largest and most diverse commercial real estate marketplace. It’s a good match if you’re an experienced, accredited investor and prefer to choose properties to invest in yourself instead of leaving the decisions up to a fund or REIT manager. 

Choose from investment in a managed portfolio or direct access to individual commercial real estate investment opportunities. You can then review and compare deals that meet your own criteria.

A minimum of $25,000 is required for most offerings and your investment can be much steeper depending on the project. To date, the average return to investors on fully realized deals is 17.1% with an average investment term of 2.3 years.

Live webinars provide an opportunity for direct access to the project sponsor. The platform also provides numbers and analytical data from past projects so you can compare and consider the potential success of investments.

Get started securely through CrowdStreet’s website
Fees
1% – 1.75%
Minimum Investment
$25,000
1 Minute Review

Crowdstreet is an online real estate investment platform that lets investors choose from a wide range of real estate investment offerings to crowdfund. Crowdstreet investors are free to buy into managed funds, individual buildings or even build a bespoke investment portfolio that includes both kinds of deals.

CrowdStreet’s platform has a diverse range of property types, ranging from multifamily to office, industrial, self-storage and others.

 

Best For
  • Accredited investors
  • Long-term investors
  • Investors looking to diversify from stocks
Pros
  • User-friendly interface
  • Diverse investment offerings
  • Great investor resources
  • Proven performance history
  • Many offerings eligible for inclusion in self-directed IRA
Cons
  • Accredited investors only
  • Most offerings require a $25,000 minimum investment

5. First National Realty Partners

First National Realty Partners is a growing private equity firm focused on offering accredited investors the opportunity to invest in grocery-anchored commercial real estate properties. The company focuses on acquiring properties with long-standing, national tenants, especially within necessity-based markets. Some of the largest tenants currently occupying properties owned by FNRP include:

  • Publix
  • Kroger
  • Whole Foods
  • Walmart 
  • Lowe’s
  • McDonald’s
  • Starbucks
get started securely through First National Realty Partners’s website
Best For
Commercial Real Estate Investors
N/A
1 Minute Review

First National Realty Partners (FNRP) is a private equity firm that focuses on investing in high-traffic, grocery-anchored commercial real estate. FNRP employs a strict set of qualification criteria that investments must meet before they can be considered for inclusion in FNRP’s portfolio. The only deals you’ll see on the company’s platform have been well-vetted by professionals who have determined that the investment has potential. Though you’ll need to make a $50,000 initial investment to get started with FNRP, this amount is significantly lower than the amount you’d typically need investing in commercial real estate as a solo investor.  

Best For
  • Investors seeking a stable asset class to hedge portfolio against volatility
  • Investors with long-term appreciation goals
  • Investors seeking a fully passive investment opportunity
  • Accredited investors looking for alternative investments
Pros
  • Strong due diligence process
  • Partners receive quarterly cash distributions
  • 100% in-house investment process helps deals close quickly and secures more value and control for investments
Cons
  • $50,000 minimum investment
  • Accredited investors only

6. Groundfloor

Fintech Awards Listmaker for Best Alternative Investments

Groundfloor allows non-accredited investors to invest in crowdfunding through short-term loans made to real estate investors and home builders. They also offer the lowest minimum investment crowdfunding option available, allowing investors to get started with as little as $10. 

Groundfloor offers short-term loans on residential properties, then sells portions of those loans to its investors through a limited recourse obligation (LRO). Investors can browse available loans and invest in whichever ones they want in $10 increments. Most loans on the platform pay an interest rate between 7% to 12% with terms of 6 to 12 months.

Investors can schedule recurring deposits into their Groundfloor account and even set up automatic investing based on criteria they set. 

get started securely through Groundfloor’s website
Fees
No investor fees
Minimum Investment
$10
1 Minute Review

Groundfloor is open to non-accredited investors and private individuals looking for active real estate alternative investment. Groundfloor has great volume with more than 10 investments. 

Individuals with small portfolios will also like the low $10 minimum and 0 investor fees. However, most of the loans are given to house flippers, and there is a risk of borrowers defaulting on their loans. 

Best For
  • Non-accredited investors: It is a good option for non-accredited investors who want to invest in an individual capacity.
  • Private investors with small portfolios: Groundfloor charges a relatively small premium of $10, which private investors with small portfolios find attractive.
  • Active-investors: Groundfloor is also ideal for investors who want to actively maintain and control their real estate portfolio.
Pros
  • Charges the lowest minimums in the industry
  • 0 investor fees
  • Open to non-accredited investors
Cons
  • Offers no bankruptcy protection
  • High rate of an uncured default
  • Many loans are for judicial-only states

7. Streitwise

Streitwise offers both accredited and non-accredited investors access to its portfolio of commercial real estate assets through its private REIT, 1st Streit Office, Inc. The company charges minimal fees compared to many other private REITs and has one of the highest dividend yields in the industry at over 8%

The REIT’s portfolio includes properties with solid credit tenants including the Panera Bread headquarters and other global and national companies.

Get started securely through Streitwise’s website
Fees
2% – 3%
Minimum Investment
$5,000
1 Minute Review

Streitwise is a unique online real estate investing platform that was designed to give investors, both big and small, an equal opportunity to invest in real estate. At its core, Streitwise is a real estate investment trust, but it’s one of the few online real estate investing platforms that is available to non-accredited investors.

Best For
  • Investors looking to diversify
  • Investors with less than $200k in annual income
  • Passive traders
Pros
  • Consistent quarterly dividends
  • Low, transparent fees
  • Low investment minimum
  • Convenient and easy to use
Cons
  • Limited offerings

8. Rocket Dollar: Mix Your IRA With Alternative Investments

When you register for a Rocket Dollar account, you can invest in all the platforms above. Rocket Dollar is an IRA platform that allows you to take complete control of your retirement funds and move your money to new and exciting places.

You could invest that money in anything, and you might try StreitWise, GroundFloor, etc. If you want to invest in real estate crowdfunding as part of your retirement strategy, there’s no need to open multiple accounts. Transfer your IRA to Rocket Dollar and invest in any of the platforms above.

You can also BYOD (Bring Your Own Deal) to Rocket Dollar and add that investment to your account. If you want more freedom while planning for the future, feel like real estate is the best place to put your money and want to be actively involved in your investments, try Rocket Dollar.

get started securely through Rocket Dollar Retirement’s website
Best For
Experienced Investors
N/A
1 Minute Review

Founded in 2018, Rocket Dollar Inc. offers a product that enables its customers to purchase nontraditional or private investments using their individual retirement accounts (IRAs). Investments such as a real estate investment property, cryptocurrencies, a startup company or another type of alternative investment can be made in your retirement account via Rocket Dollar. Rocket Dollar even lets you make investments on a local level that are personally relevant to you instead of just giving your money to a money manager or investing in a public company’s stock. Rocket Dollar could suit anyone who wants to use their IRA to invest in alternative assets. 

Best For
  • Experienced investors
  • High net-worth individuals
  • Self-directed investors
Pros
  • Use retirement funds for alternative investing
  • Invest in more asset classes than competitors
  • Both IRAs and 401(k)s are available
  • Expedited option for funding a deal quickly
Cons
  • High one-time setup fee

Other Real Estate Crowdfunding Options

While the options above represent our top picks for the best real estate crowdfunding platforms, there are more options to consider based on your personal investment strategy and goals. You can compare other real estate investment platforms below.

Get started securely through Yieldstreet’s website
Fees
average 1-2%
Minimum Investment
$500
1 Minute Review

Yieldstreet is an online investment platform that specializes in alternative investment offerings designed to generate passive income and wealth for investors. The platform offers a 1-stop shop for a range of alternative investments ranging from real estate to structured notes and even art collections.

Best For
  • Accredited investors looking to diversify
  • Alternative investments to stocks and bonds
  • Investors looking for passive income
Pros
  • Easy-to-use platform
  • Carefully selected offerings
  • Excellent mobile app
  • Full spectrum of alternative offerings
  • Options for non-accredited investors
Cons
  • Majority of investments only open to accredited investors
Get started securely through RealCrowd’s website
Fees
No investor fees
Minimum Investment
$25,000
1 Minute Review

RealCrowd is an online real estate investment platform geared towards commercial real estate investing. The platform’s mission is as simple as it is audacious: to create a platform that puts investors in the driver’s seat, while at the same time giving them access to the kind of commercial offerings that traditionally have prohibitively high buy-ins. 

RealCrowd does this by leveraging the power of high technology and crowdfunding. Learn more about its real estate investment now.

Best For
  • Accredited investors
  • Long-term investors
  • Holders of self-directed individual retirement accounts (IRAs)
Pros
  • Equity offerings in commercial real estate
  • Open to contributions from self-directed IRAs
  • Carefully selected properties
  • High potential returns
  • Variety of offerings
Cons
  • 5 figure buy-ins
get started securely through Fundrise’s website
Fees
0.85% asset management fee per year
Minimum Investment
$10
1 Minute Review

Fundrise is an online real estate investing platform with two clear aims: to simplify and democratize real estate investing. While there is no shortage of real estate investing platforms, Fundrise is one of the few that is open to non-accredited investors. Traditional real estate investing, and by extension most real estate investment platforms, require investors to pledge large amounts of capital. As opposed to the $25,000 to $50,000 buy-ins on many competing platforms, Fundrise distinguishes itself from the crowd by accepting investor contributions as low as $10.

Best For
  • New real estate investors looking to get their feet wet
  • Non-accredited investors
  • Real estate investors who want a “set-it and forget it”-oriented option
  • Investors looking for low-to-moderate cost buy-ins
Pros
  • Multiple offerings available to non-accredited investors
  • Simple menu of investment options
  • Can use for IRA contributions
  • Incredibly affordable buy-ins
  • Low, easy-to-understand investor fee schedule
Cons
  • Extended hold periods
  • Limited secondary market
Get started securely through Origin Investments’s website
Disclosure: For Accredited Investors Only
Fees
1.25% per year
Minimum Investment
$50,000 *Origin Investments is for Accredited Investors only
1 Minute Review

Origin Investments is a highly respected online investing platform that offers investors the opportunity to buy into a number of privately held real estate funds. When investors buy into an Origin fund, they are not just buying an investment offering, they are becoming partners with Origin itself. That’s because Origin’s founders invest company capital into every fund they offer. Origin has added several new offerings to its portfolio since it was last reviewed.

Best For
  • Accredited investors
Pros
  • Your real estate investment is managed by experienced real estate fund managers who have executed more than $1 billion in transactions and resulted in 0 losses across 43 deals.
  • Origin has “boots on the ground” in their target investment markets, providing access to off-market deals
  • Origin principals have invested $56 million of personal capital alongside investors, to ensure alignment of interests.
  • Beginner-friendly platform is easy to operate
  • A personal Origin representative is provided to every investor for personalized customer service
Cons
  • Open to accredited investors only
Get started securely through FarmTogether’s website
Fees
1% of your total investment + 1% per year in asset management fees
Minimum Investment
$10,000
1 Minute Review

FarmTogether is a crowdfunding investment platform that allows you to pool money with other investors for agricultural opportunities. FarmTogether does have strict requirements for who can and cannot invest on the platform. 

FarmTogether’s platform is new and offers limited educational offerings. It doesn’t currently offer a mobile app, and it requires higher-than-average account minimums. However, as a newer platform, FarmTogether has potential that shouldn’t be ignored,  especially if you’re a higher-value investor looking for novel ways to invest directly in farmland real estate. 

Best For
  • Investors who want to invest in farmland real estate
  • Long-term investors who don’t mind investing in illiquid assets
  • Investors with a net worth of at least $1 million
Pros
  • Can invest directly in agricultural real estate
  • Can combine your investments with other investors for larger returns
  • Offers an easy-to-use platform that’s simple enough for total beginners
Cons
  • Higher-than-average minimum investments when compared to standard brokerage platforms
  • No mobile app currently available
  • Educational offerings are limited
Get started securely through AcreTrader’s website
Disclosure: For Accredited Investors Only
Fees
0.75% and 1% per year based on asset value
Minimum Investment
$15k – $25k
1 Minute Review

AcreTrader is an investing platform that makes it easy to buy shares of U.S. farmland and earn passive income, starting in just minutes online. The platform features actual parcels of farmland where investors can choose offerings to participate in based on their investment preferences.

Farm types range from Midwest Row Crop Farms to California Almond Orchards, but you don’t need to be an agriculture expert to get started. They have a very thorough underwriting process to vet the offerings, and present information in an easy-to-understand offering page on their website where you can get started with as little as $10k and 10 minutes.

Best For
  • Investors looking for diversification away from stocks and other traditional assets
  • Real estate investors interested in new opportunities
  • Accredited investors with multi-year investment horizons
Pros
  • Real, uncorrelated asset class with a history of consistently strong returns
  • Highly qualified team with best-in-class underwriting practices
  • The platform has some of the lowest fees that you’ll find in real estate investing
Cons
  • Investment minimums are typically $10,000+
  • Only open to accredited investors at this time
get started securely through Ark7’s website
Fees
Equal to 3% of the property market cap
Minimum Investment
$5.40
1 Minute Review

Ark7 is a fractional real estate investing platform that aims to make it easier for individuals to invest in real estate without buying into a REIT or real estate ETF. When you invest through Ark7, you purchase fractional shares that represent your relative interest in an expert-selected investment property. Unlike investing through a real estate fund, you have control over the individual properties in your portfolio when you invest through Ark7. Though the platform is currently only available to accredited investors, Ark7 is actively working to expand its availability with non-accredited investors.

Best For
  • Real estate investors
  • Accredited investors
  • Investors who prefer to create their own portfolio of projects
Pros
  • Allows investors to choose individual properties to include in their portfolio
  • No minimum investment required
  • Does not charge commissions when buying or selling shares
Cons
  • Currently only available to accredited investors
get started securely through Mortar Group’s website
Fees
No platform fees – Fees vary by offering
Minimum Investment
$25,000
1 Minute Review

Mortar Group has been New York’s multifamily real estate investment leader for nearly two decades. Committed to creating value, Mortar Group looks to fulfill every role of the real-estate process as an architect, developer and asset manager. Its experience in creating distinctive, timely livable spaces and within budget even in challenging markets leads to prosperous buildings for a long time.   

Mortar Group’s streamlined process maximizes efficiency, increases value and minimizes risk across complex deal structures. Currently, Mortar is looking to set up a new development project in a vibrant, established neighborhood in Williamsburg, Brooklyn.

Best For
  • Investors looking for alternative investments and passive income
  • Professionals in the medical field
  • Investors experienced with crowdfunding
  • Investors saving for retirement
  • Retired individuals seeking passive income or tax-deferred strategies
Pros
  • User-friendly investment portal with 24/7 access
  • 24-hour responsive investment relations manager through phone or email
  • Simplified investment approach
  • 30-day no-risk period for investors
  • Personalized asset managers focused on the user experience
  • Access to real-time investor financial information
  • No upfront fees
  • Established expertise
  • Quarterly investor reports
Cons
  • No mobile app
  • For accredited investors only
Fees
0.5% – 1.5%
Minimum Investment
$5,000
1 Minute Review

EquityMultiple is a groundbreaking alternative investment platform that leverages high technology to make real estate investing easy to understand and accessible to all investors.  The site specializes in offering both short- and long-term growth opportunities that allow hands-on investors to create and diversify their own investment portfolios.

Best For
  • Accredited investors
  • Hands-on investors
  • Investors looking for quick returns
  • Investors looking for low buy-in offerings
Pros
  • Many investments with low buy-ins less than $10,000
  • Numerous offerings with pay-outs in less than 12 months
  • High-functioning website
  • Incredible client support
Cons
  • Only available to accredited investors

Related content: SeedInvest Review

Accelerate Your Wealth

Arrived Homes allows retail investors to buy shares of individual rental properties for as little as $100. Arrived Homes acquires properties in some of the fastest-growing rental markets in the country, then sells shares to individual investors who simply collect passive income while waiting for the property to appreciate in value over 5 to 7 years. When the time is right, Arrived Homes sells the property so investors can cash in on the equity they've gained over time. Offerings are available to non-accredited investors. Sign up for an account on Arrived Homes to browse available properties and add real estate to your portfolio today.